Salary isn’t everything, check other variables
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Most People depend solely on their salary has their main source of income. The numbers of digits is the key and people strive to get more digits (00000000)over the course of their careers.Keeping this as an object of your development in the course of your career shouldnât be the metric of your career, however, there are so many other variables to be considered, Your Benefit?, Professional and Personal Fulfilment? How do you decide if the total package is good enough?Here are a few factors to consider;
Salary isnât everythingâWhen considering the total package, money should be thought of in terms of whether or not it is fair and adequately meets the individualâs needs â but after that, non-financial factors are what will really make or break how pleasant the job is,â says Daniel Crosby, president of IncBlot Behavioral Finance.Crosby says that all too often people will work so hard to make a few thousand dollars more and end up sacrificing their quality of life. âUnless you really need the money to provide for you and yours, the non-financial factors are the ones to really pay attention to once you have the basics covered.â
Factor in other financial benefitsIn addition to your salary, chances are youâll receive some other type of employee benefits that can save you money, generate retirement income or protect your income against losses. Itâs important to evaluate these and see what sort of difference they make in your overall compensation. Health insurance, vision, dental, short-term disability and long-term disability will all make a big difference should you suffer a Health problem and will save you money on routine visits in the meantime.âOther critical benefits you should consider are: retirement plan or 401(k) match, employee stock plan, education reimbursement, life insurance, child care, fitness reimbursement and maternity/paternity leave,â says Brian Festa, HR consultant at IBM.Another important consideration, according to Festa, is any time off or lack thereof. âEmployers donât have to provide paid vacation or paid time off (PTO) for sick leave, so make sure you find out before you accept any job offer.â
The intangiblesSome of the best benefits of any job are specific to us and add very little to our bottom line. These can include âwork environment, company culture, potential for advancement, career development, and most important, your fit and interest in the role,â Festa says. All of these are important to investigate and consider before deciding on a job.Sometimes investigating these factors may lead to a lateral move, rather than a large salary bump. J.F. Garrard, a nuclear medicine specialist and Health care redevelopment consultant, recently made such a move. She accepted a job with a slightly higher salary and much less benefits and pension because, as she says, âI gained the opportunity to learn more skills in the field of health care redevelopment, which is quite niche, and to challenge myself with bigger projects. The gain is long-term career progression for me, so Iâm willing to let go of certain things.â
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